Anime style female character in water, (Long white hair:1.2)

Anime style female character in water, (Long white hair:1.2), (Gentle expression:1.1), blue eyes, White tank top, (Ripple water effect around body:1.3), Sunlight reflecting on water, sunny, subtle water splash, High Resolution Digital Art, Soft color palette, Quiet atmosphere, (Calm sea background:1.1), Realistic water texture