Create an image that visually represents the idea 'Knowledge is the key to trans

Create an image that visually represents the idea 'Knowledge is the key to transforming your financial life, with wisdom prioritized over material wealth.' Depict an ancient, glowing book symbolizing wisdom, with golden light radiating from its pages. This light forms a key that opens a vault, not filled with money, but with symbols of wisdom—like an owl, a tree of knowledge, or a scale balancing books and coins, showing the greater weight on the side of knowledge. The background should suggest serenity and clarity, emphasizing the value of wisdom over mere material gain