Create the image of a man of average height, medium body, 40 year old businessma

create the image of a man of average height, medium body, 40 year old businessman with a short black beard, worried face; dressed in a light blue dress shirt with little money in hand. In the background of the image, a business office ; Man must be surrounded by things, papers or people that indicate that the company has many defaulting customers .. The image must be in Disney or Pixar layout.