Underwear White, murky water splashes on your body

(low quality, worst quality:1.4),easynegative,many scene,many cut,3D,nsf,many fingers,(easynegative:0.8), (monochrome:1.1), (greyscale), ugly, tiling, poorly drawn hands, poorly drawn feet, poorly drawn face, extra limbs, disfigured, deformed, bad anatomy, watermark, signature, cut off, low contrast, underexposed, overexposed, bad art, beginner, amateur, distorted face, blurry, draft, grainy, elf ears, horns, condom, fat, error, (multiple panel)