The girl holding this umbrella on a rainy day is wearing a skirt。

(nsfw:1.5),(painting by bad-artist-anime:0.9), (painting by bad-artist:0.9), watermark, text, error, blurry, jpeg artifacts, cropped, worst quality, low quality, normal quality, jpeg artifacts, signature, watermark, username, artist name, (worst quality, low quality:1.4), bad anatomy