Anime girl in a white shirt and panties standing in a shower

a cartoon female figure under shower wearing a panties and bra and holding an umbrella, 1girl, tile wall, underwear, wet, panties, navel, white panties, solo, shirt, wet clothes, black hair, tiles, breasts, bathroom, looking at viewer, see-through, thigh gap, blush, indoors, white shirt, ass visible through thighs, wet shirt, bow

(nsfw:1.5),sketch, duplicate, long thumb, (worst quality, bad quality:2), (blurry:2), (mutated hands, long fingers:1.5), (mutated arms:1.3), (missing fingers:1.3), (mutated fingers, extra legs:1.3), (extra fingers, extra hands:1.2), (interlocked fingers, mutated legs:1.1), (depth of field:1.2), (greyscale, monochrome:1.1), bad anatomy, 3D face, nose, cropped, lowres, text, jpeg artifacts, signature, watermark, username, artist name, trademark, watermark, title, horn, succubus horn, succubus hairstyle, utensils, beverages, multiple view, Reference sheet