Semi realistic art style, 90's aesthetic, deitailed textures

semi realistic art style, 90's aesthetic, deitailed textures, soft and warm light, adult woman(pale skin, short messy blonde hair with pink highlights, blue eyes), swimming in the lake at night, wearing a white button-down shirt, unbuttoning the shirt

photo, deformed, black and white, realism, disfigured, lowres, (bad), text, error, fewer, extra, missing, worst quality, jpeg artifacts, low quality, watermark, unfinished, displeasing, oldest, early, chromatic aberration, signature, extra digits, artistic error, username, scan, [abstract], duplicates, tight